A Health Insurance Plan helps you meet your medical expenses by offering financial assistance. It helps you keep your savings intact,which you could use in the future to materialize your dreams instead pay for medical bills. It is a financial security and also a tax savings tool as it helps you save tax upto ₹ 75,000 annually.
Indemnity/Base Health Insurance Plan A health insurance plan,which pays for your medical expenses related to hospitalisation on the basis of medical treatment expenses,is called as indemnity plan.This plan is also referred as base plan and is a must have.With HDFC ERGO,my:health Suraksha is the most recommended indemnity base plan.
Top–up Health Insurance What if you have multiple health insurance plans like a personal base plan or an employee health insurance plan and wish to just get additional sum insured at a low premium then a super top up plan.Our my:health Medisure Super-Top up is the right top up plan.
Lump sum benefit based Health Insurance Plan The medical treatment cost for life threatening diseases is way too much as one life threatening disease is enough to shatter your life long savings.Hence,a benefit based plan pays you for critical illnesses in one go so you don’t have to make claims every time you pay for medical expenses.Get a critical illness cover to protect huge medical expenses
Cashless Hospitalisation
Sum insured rebound
Save Tax upto ₹ 75,000
Instant claim settlement
Fitness Discount
Cashless home health care
24x7 Customer Support
No room rent restriction
Long Term policy discount
Instant Policy Issuance
.png)
.png){kind=small}
.png)
.png){kind=small}
.png)
.png)
.png)
.png){kind=small}
.png)
.png)
.png)
.png)
1. Lifestyle Diseases: Stress, pollution, unhealthy eating habits, gadget addiction and undisciplined lives have made lifestyle diseases widespread. It’s important to buy a health insurance plan to tackle medical expenses rising due to lifestyle issues.
2. Inadequate insurance: Do you think you are securely covered under one insurance policy against all threats? Be informed that your employee health cover may prove insufficient. These days medical science has advanced hence it’s important to get higher sum insured health plans.
3. Beat medical inflation: The cost of medical treatment in India is always on the rise. Funding medical expenses on your own will lead to financial loss hence it’s important to buy a health insurance plan to beat the medical inflation.
4. Big Savings: Avail discounts on paying for 2/3 years policy tenure, also buying insurance policy for more than 2 family members on individual sum insured basis can fetch you more discounts. Be a smart insured and keep looking for long term discounts and save your premiums.
5. Early Decision: Getting insurance early has innumerable benefits right from lower premiums to wider coverage options. With less probability of having existing health conditions, you get the benefit of lower premium while buying a policy.
6. Tax Savings: Insurance is a tax saving instrument. Enjoy upto ^^Rs.75, 000 Tax savings annually under section 80D with health insurance plans. Isn’t it amazing? You can save tax and secure your health too.
Copyright 2024 - All Rights Reserved By S R SOLUTIONS
